Cove Cottage


Mosquito Creek, Lancaster Waterfront

264 Oyster House Road
White Stone, VA 22578

Sold CBRAR #2032030 NNAR #109083

Cove Cottage, located on Mosquito Creek just off the Rappahannock River and the Chesapeake Bay, is an elegant yet coastal one story home with beautiful high-end features, great views, and fabulous location near the towns of White Stone, Irvington, and Kilmarnock.  Sitting on 5+ park-like acres surrounded by creek river views, the property has a private pier with 4.5-5′ MLW plus water and electricity.  The exterior amenities are over the top with ample room to enjoy and entertain.  The entrance has a gorgeous covered porch, waterside has a HUGE wrap-around porch with open covered areas, and a sheltered screened porch – all with composite decking.  The perfect sized heated, saltwater Gunite pool sits in the waterside deck . . . a great way to relax.  There is a 24′ X 24′ attached two-car garage with high ceilings, mechanical storage area and easy steps to the unfinished bonus room.  There is also a detached 42’11 X 28’7 three-bay garage with an attached garden shed that is 18’10 X 9’6 with a toilet, plus an unfinished bonus room above.

The interior was custom designed by the current owners and is a delightful entertaining plan with easy flow to each room and allows wonderful waterfront views and natural lighting.  The Foyer is open to the Living Room and draws your eyes right to the waterfront from the wall of windows.  The Living Room has a 17′ peak ceiling with beautiful coastal shiplap, wall of built-ins around the gas fireplace, and Brazilian cherry floors that also leads around to the open Dining Area and office.  The Dining Area has a shiplap ceiling and access to the deck and screened porch and leads right to the gourmet kitchen.  This high-end kitchen has heated tile floors, top-of-the-line appliances, gorgeous green granite, butcher block, center island, and dining bar.  The butler’s pantry is off the kitchen and has great storage, stainless steel countertop, wine fridge and is a great place to hide appliances.  The right hallway leads you to the Primary Bedroom with great water views, deck access, wall of built-in cabinets, peak ceiling with shiplap, walk-in closet, and luxurious private bathroom.  Across from this bedroom is a very large laundry/mud room perfect for hobbies and more.  To the left hallway there are two en suite guest rooms, each generously sized.

This home is move-in ready, has high speed internet, and less than 5 minutes to town of White Stone, 7 minutes to Irvington and 10 minutes of less to Kilmarnock.  Here you can feel totally away, yet close to whatever amenity you might need.  Great dining, hospital, shops and much more!  Hour+ to Richmond, Williamsburg, Newport News, 2+ hours to Northern Virginia, Charlottesville, & Virginia Beach.


  • Waterfront

    300' on Mosquito Creek
    Views to Rappahannock River

  • Water Depth

    4.5-5' MLW Pier
    Water & Electricity

  • Acreage

    5.33 Acres
    No flood zone
    Park-like Setting
    Circular Driveway

  • Garage

    Attached 2-Car Garage
    Bonus Room Above
    Detached 3-Car Garage
    Attached Workshop & Unfinished Room Above
    Detached Equipment Shed

  • Exterior Features

    Grand Manor Roof - 50 Year
    Vinyl siding
    45 KW Generator

  • Entertaining Areas

    Heated, Saltwater Gunite Pool
    Composite Decking
    Screened Porch
    Covered Front Porch
    Covered & Open Waterfront Porches
    Waterfront Patio with Fire Pit


  • Built

    Custom Built
    1st time Offered

  • Square Footage

    4123 sq. ft.
    One level

  • Living Room

    Brazilian Cherry Floors
    Wall of Waterfront Windows
    Built-in Cabinets
    Gas Fireplace
    17' Peak Ceiling with Shiplap
    Open to Dining Area & Kitchen
    Rope Lighting
    TV Conveys
    22' X 21'11

  • Dining Area

    Open to Kitchen
    Brazilian Cherry Floors
    14' High Shiplap Ceiling
    Screen Porch Access
    14'3 X 14'2

  • Kitchen

    Heated Tile Floor
    Granite Countertop
    Butler Block Counter
    Center Island
    Sof Close Cabinets & Drawers
    Open to Dining Area
    Bar Seating
    17'9 X 14'1

  • Appliances

    Wolf 4 Burner Gas Stovetop with Grill
    GE Monogram Advantium
    Wold Wall Oven
    Subzero Refrigerator
    Ice Maker
    Instant Hot Water Tap
    *Wine Fridge in Pantry

  • Office

    High Speed Internet
    Off Foyer
    11' X 11'

  • Three Bedrooms

    All en suite

  • Bathrooms

    3 Full Bathrooms
    1 Half Bathroom
    *Toilet in Detached Workshop

  • Primary Bedroom

    Deck Access
    Wall of Built-in Drawers & Cabinets
    Shiplap Peak Ceiling
    Walk-in Closet
    Cedar Closet
    22'6 X 16'7
    Private Bathroom: Heated Floors Tile, Two Vanities, Soaking Tub, Double Door walk-in shower with Multiple Heads, Toilet & Urinal

  • Laundry/Mud Room

    Garage Access
    Washer & Dryer
    Multiple Built-ins & Cabinets
    Storage Closet
    Coat Closet
    Built-in Bench Seat
    Outdoor Access
    24'3 X 10'3


Lancaster County

Lancaster County, founded in 1651, has 231 square miles, with 98 square miles of waterfront.  The population is approximately 11,000 people.  Lancaster County has fabulous small waterfront towns.  Irvington’s population is about 670 people and is home to Carters Creek and the Tides Inn.  Kilmarnock has a population of around 1,200 people and has great waterways, shops and is known as the Steptoe District with a Scottish flare.  White Stone offer a variety of shopping and dining and has the Robert O. Norris bridge as the gateway to the lower Northern Neck.

There are many beautiful waterways in Lancaster County off the Chesapeake Bay, including Fleets Bay, the Rappahannock River and the Eastern and Western branches of the Corrotoman River.  You will find deep anchorage with protected water and wide views on Indian Creek, Dymer Creek, Tabbs Creek, Antipoison Creek, Carters Creek, and many more.

The area is known for its shops, local seafood, restaurants, and plenty of activities for daytime and evening.  Lancaster has a rich history, and its well-known residents included Mary Ball Washington, mother of George Washington.  Great location, 1+hours to Richmond/Williamsburg/Newport News and 2+ hours to VA Beach/Northern Virginia/Charlottesville.

A great source of information can be found on Virginia’s River Realm.  Make sure to join their newsletter to find out more events as they come around.

Areas in Lancaster: White Stone, Irvington, Kilmarnock, Upper Lancaster, Weems, Lively, Morattico, Ottoman, Merry Point

Bodies of Water: Chesapeake Bay, Fleets Bay, Rappahannock River, Eastern & Western Branch of the Corrotoman River, Indian Creek, Dymer Creek, Carters Creek, Tabbs Creek, Antipoison Creek

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